Connect your accounts and Carefull does the work for you, safely and securely.

Carefull is the first service designed to organize and protect the finances of older adults. Our service helps you protect financial accounts by monitoring them for possible late or missed payments, changes in spending patterns or behavior, unusual transactions or signs of fraud. Carefull also monitors your information online 24/7, looking for theft or leaks of your personal data.

Our service also simplifies the sometimes-tricky communication and transparency needed within families, offering timely advice and helping you coordinate with other family members who are involved with your parents’ care.

Get started by creating an account for yourself through this website. Then, securely connect you or a loved one’s financial accounts in the app to enable alerts, monitoring and analysis.
‍
Carefull then learns your unique spending, bill schedule and account balance patterns and automatically reviews transactions to ensure that nothing unusual is occurring — no late bill payments, payments involving strange people or places, changes in spending patterns, and more. If it catches anything fishy, it will send alerts to your email and phone.

Carefull will also enable you to see all bills in one place and give you the ability to see which bills have been paid, which may be late and which are upcoming.

You have the option to invite your loved ones or other family members into the app at no cost if they ordinarily participate in conversations about financial matters (although you don't have to). Then, when an issue arises, you can share and collaborate within the app, and your “Circle” is there to help resolve it.

Lastly, taking care of finances can often leave people feeling that they “don’t know what they don’t know.” Our experts have written educational guides and tips about topics like how to protect you or a loved one from fraud and how to ensure that you’re prepared for whatever happens through the aging process.

The Carefull setup process is quick and painless. You can create an account and connect you or a loved one’s financial accounts in a matter of minutes and start receiving alerts immediately.

We built Carefull for older adults and their financial caregivers. Some people manage this set of tasks completely on their own, and some people collaborate with other family members or professionals. Access to Carefull can be granted to any trusted person in your loved one’s “Circle” of support.

Carefull pulls together insights and alerts from all connected financial accounts and brings the most urgent ones to your attention. You'll receive alerts about financial issues like:
‍
- Changes in spending patterns
- Unusual transfer types / withdrawals
- Unusual transfer payees
- Unusual cash usage
- Unknown or unusual merchants
- Late bills and payments
- Large or unusual transactions
- Duplicate transactions
- Unusual balances or balance patterns
- Unusual transaction locations
- Recurring charitable donations
- Irregular and unexpected fees

Unlike a bank, Carefull is designed with the day-to-day activities of financial caregivers in mind. We’ll alert you to issues that a bank won’t catch, but which can be common to older adultsand those who suffer from memory loss —a late or missed bill payment, an accidental duplicate payment to the electric company, a charitable donation that was accidentally set to be paid monthly instead of one-time.
‍
But on top of that, we’ll enable you to resolve that issue, communicate it with anyone else who needs to be in the know, and help you ensure that similar issues won’t happen again.

Caregiving situations vary widely. It’s not necessary for your loved one to use the Carefull service. If they are typically involved in communication or day-to-day efforts surrounding finances, it would be advisable to include them, but how the service is used is up to each individual and family.

Carefull maintains read-only access to your data. We use your data to provide insights and analysis only. The access you grant us does not allow us or anyone in your Carefull Circle money movement in any form.